VA Rating & Payment Calculator
Estimate Your VA Rating and Monthly Compensation
Use this quick calculator to estimate your combined VA disability rating and monthly compensation. Condition name is optional here so you can test scenarios quickly.
Step 1: Add Your Disabilities
How it works: Select a body area, then click a percentage to add it. For non-extremity conditions, use Other. Condition name is optional in the free version.
Added Conditions
Step 2: Add Your Dependents
Special Monthly Compensation (SMC)
Select an awarded SMC level or explore a scenario. Selecting a level does not establish eligibility. SMC replaces regular compensation; eligible SMC-K awards are added separately.
2026 rates, effective December 1, 2025. SMC-K is $139.87 per award, subject to applicable caps. K is not added to O/P or R/T in this estimator. Protected SMC-Q and individualized SMC-P combinations require review. VA SMC rate tables.
Step 3: Ready to get your VA disability Claim Approved.
This estimate is for educational purposes only and does not replace individual claim review, legal advice, or accredited representation.
Current Disability Rating
A quick estimate does not account for every claim strategy, secondary condition, or deeper review opportunity.
This calculator allows veterans to input their disabilities and corresponding ratings to estimate their combined disability rating, along with their projected 2026 VA monthly compensation. The total amount may vary depending on factors such as dependents, a spouse’s disability status, and the severity of the condition.
Veterans who are unable to maintain employment due to service-connected disabilities may qualify for Total Disability Individual Unemployability (TDIU), which provides compensation at the 100% disability rate. VA disability ratings range from 0% to 100% in increments of 10%, reflecting how significantly a condition impacts daily life.
Use our 2026 VA disability calculator to estimate the compensation you may be eligible to receive for service-connected conditions. VVP makes it easier to calculate your potential benefits, whether you have one or multiple disabilities.
The VA assigns a disability rating to determine the level of compensation a veteran should receive. When multiple service-connected conditions are involved, the calculation can become complex. The VVP calculator simplifies this process by helping you understand how your combined rating is determined, taking into account both your disabilities and family situation.
How the VA Rates Multiple Disabilities
The VA assigns disability ratings from 0% to 100% in 10% increments, based on how a condition affects a veteran’s ability to function daily.
These ratings are determined by reviewing medical evidence and service records submitted with the claim. A 100% rating indicates total disability.
When a veteran has more than one disability, the VA does not simply add the percentages together. Instead, it uses a combined ratings table to calculate an overall percentage.
Here’s how the process works:
Disabilities are ranked from highest to lowest (e.g., 50%, 30%, 10%)
The highest rating is located across the top row of the table
The second-highest rating is found along the left column
The value where they intersect becomes the starting combined rating
This result is then combined with the next disability rating using the same method
The final number is rounded to the nearest 10%
For example, a veteran with ratings of 50%, 30%, and 10% would first combine 50% and 30% to get 65%. Then, combining 65% with 10% results in 69%, which is rounded to 70%. The final combined disability rating would be 70%.
What Affects Your Total Compensation?
Your overall VA compensation is based not only on your disability rating but also on several additional factors. You may receive higher compensation if:
You have dependent parents
You have a spouse or children
Your spouse has a significant disability
Your condition is considered severe
You have experienced the loss of a limb
In some cases, veterans may also qualify for additional benefits such as automobile or clothing allowances, depending on the nature of their service-connected disabilities.
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Transparency Matters
Victory Veteran Protection is a private, veteran-owned business and is not affiliated with the U.S. Department of Veterans Affairs (VA). We are not a Veterans Service Organization (VSO), accredited representative, attorney, or authorized VA claims agent.
We provide claim preparation education, coaching support, and educational consulting, but veterans remain responsible for preparing and submitting their own VA disability claims.
Free assistance may be available through VA-accredited representatives and organizations such as the American Legion, DAV, VFW, state veteran affairs offices, and other accredited professionals. Choosing to work with Victory Veteran Protection is entirely voluntary.
Any examples, statistics, or results referenced on this website are based on general experiences and do not guarantee outcomes. Every VA claim is unique, and results will vary.
The information provided on this website is for educational purposes only and should not be considered legal or medical advice.
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